Which? Business Insurance Quotes
Frequently asked questions
Business insurance is a group of protection products designed to shield employees and employers from the financial impact of a key person’s sickness, critical illness or death. You’d likely want to talk to us if you’re one of the following:
- Sole trader
- Limited company
- Partnership
- Limited Liability Partnership (LLP)
If you’re an employer, or represent one, you’ll immediately see the benefits for employees and their loved ones: it’s peace-of-mind. If something terrible happens they’ll be OK financially.
But this is for employers, too. There’s tax relief available when you protect your people, and there’s extra value in areas like recruitment, retention, performance and loyalty when you boost your benefits package and show your team you care.
Key person insurance pays funds to ensure continuity if you’re down a key performer. The funds can cover recruitment, training and overtime and can even reimburse the value of any lost contracts / profits that result from a key person’s absence.
This is when a business offers death-in-service benefits to its employees. If the worst should happen to an employee, this can pay out a multiple of their salary on death, helping to alleviate the financial burden for loved ones left behind.
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Frequently asked questions
Business insurance is a group of protection products designed to shield employees and employers from the financial impact of a key person’s sickness, critical illness or death. You’d likely want to talk to us if you’re one of the following:
- Sole trader
- Limited company
- Partnership
- Limited Liability Partnership (LLP)
If you’re an employer, or represent one, you’ll immediately see the benefits for employees and their loved ones: it’s peace-of-mind. If something terrible happens they’ll be OK financially.
But this is for employers, too. There’s tax relief available when you protect your people, and there’s extra value in areas like recruitment, retention, performance and loyalty when you boost your benefits package and show your team you care.
Key person insurance pays funds to ensure continuity if you’re down a key performer. The funds can cover recruitment, training and overtime and can even reimburse the value of any lost contracts / profits that result from a key person’s absence.
This is when a business offers death-in-service benefits to its employees. If the worst should happen to an employee, this can pay out a multiple of their salary on death, helping to alleviate the financial burden for loved ones left behind.
LifeSearch offer a fee-free service to you
You pay nothing for our service, whether you arrange cover or not.
How LifeSearch are paid
LifeSearch is an insurance intermediary that acts for its customers in conjunction with the insurers. We provide a service which enables you to compare a number of prices for products and services and make a decision based on those comparisons. There is no charge for this service but we do earn a commission from the insurers offering these products & services.
LifeSearch is committed to finding you the right business insurance policy for your circumstances and our advisers do not recommend policies based on fees from insurers, so you can be confident that your needs are at the heart of the service.
What relationship does Which? Limited have with LifeSearch
If you decide to go ahead with LifeSearch, Which? will receive a commission to help fund their not-for-profit mission and their campaigns work as a champion for the UK consumer.
LifeSearch compare quotes from a range of major UK insurers. Advice offered is fee-free and all quotes given are without obligation.