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Frequently asked questions
At LifeSearch our mission is ‘To protect the UK, properly’. We've been working to that objective since 1998, establishing ourselves as the leading independent protection advice specialist in the UK.
Over that time, we have protected over 1.9 million individuals, won more than 105 industry awards and we're proud to maintain an ‘Excellent’ Trustpilot rating from our protected families.
LifeSearch compare quotes from a range of major UK insurers. Advice offered is fee-free and all quotes given are without obligation.
Income protection insurance can provide an income if you’re unable to work through sickness or injury - covering your essential outgoings.
You’re more likely to be off work sick or with an injury than you are to pass away before retirement. Whilst you may receive sick pay from your employer, not everybody does and some people overestimate how much they get. Income protection can provide that financial safety net.
Income protection covers you for most illnesses that leave you unable to work: stress-related illnesses, back conditions, cancer or a serious heart condition. The focus is on not being able to work, as opposed to the illness or injury you’ve sustained.
You won’t be covered for pre-existing and chronic conditions that you knew about before taking out your policy, alcohol or drug misuse, criminal acts, cosmetic surgery or redundancy.
Income protection policies can be divided into two general types: short-term and long-term. A short-term policy, as its name implies, only gives you an income for a present limited time, such as six or 12 months. Long-term policies pay you for as long as the policy allows, which might be right through to your retirement or a longer set period, such as 40 years.
Of course. Income protection insurance is available to self-employed, primary carers, part-time workers, contractors and more; our expert advisers can provide you with a tailored quote.
Even if you have some difficulty proving your income, there are plenty of options available.
We strictly adhere to the General Data Protection Regulation and will only use your personal information for the purposes of helping with your query. As an advice-based broker, by submitting your details with your phone number and email, we may attempt to call, text or email you in order to service your query for Life Insurance, Income Protection Insurance, Critical Illness Insurance, Private Health Insurance and other products. For more information, please read our Privacy Notice & Cookies.
Frequently asked questions
At LifeSearch our mission is ‘To protect the UK, properly’. We've been working to that objective since 1998, establishing ourselves as the leading independent protection advice specialist in the UK.
Over that time, we have protected over 1.9 million individuals, won more than 105 industry awards and we're proud to maintain an ‘Excellent’ Trustpilot rating from our protected families.
LifeSearch compare quotes from a range of major UK insurers. Advice offered is fee-free and all quotes given are without obligation.
Income protection insurance can provide an income if you’re unable to work through sickness or injury - covering your essential outgoings.
You’re more likely to be off work sick or with an injury than you are to pass away before retirement. Whilst you may receive sick pay from your employer, not everybody does and some people overestimate how much they get. Income protection can provide that financial safety net.
Income protection covers you for most illnesses that leave you unable to work: stress-related illnesses, back conditions, cancer or a serious heart condition. The focus is on not being able to work, as opposed to the illness or injury you’ve sustained.
You won’t be covered for pre-existing and chronic conditions that you knew about before taking out your policy, alcohol or drug misuse, criminal acts, cosmetic surgery or redundancy.
Income protection policies can be divided into two general types: short-term and long-term. A short-term policy, as its name implies, only gives you an income for a present limited time, such as six or 12 months. Long-term policies pay you for as long as the policy allows, which might be right through to your retirement or a longer set period, such as 40 years.
Of course. Income protection insurance is available to self-employed, primary carers, part-time workers, contractors and more; our expert advisers can provide you with a tailored quote.
Even if you have some difficulty proving your income, there are plenty of options available.
HomeOwners Alliance have chosen LifeSearch as the specialist partner to offer fee-free expert advice and quotes:
Since 1998 we've protected more than 950,000 UK families
- Quotes for Income Protection, Critical Illness Cover, Life Insurance and more
- We explain the options, simply, and set up your cover in the right way for you and your loved ones
- We've won more than 105 industry awards and we're proud to maintain an ‘Excellent’ Trustpilot rating from our protected families